CULookup

HealthNet Federal Credit Union

www.healthnetfcu.org

Compare Roth 401(k) and Traditional 401(k) Retirement Savings Plans
Calculator

You should explore all of your retirement savings options in order to ensure that you are getting the most returns for a comfortable retirement. Use this calculator to help you compare your possible returns from contributions to a traditional 401(k) savings account versus to a Roth 401(k) account.

Personal Information

Current Age

Retirement Age

Life Expectancy

Current Annual Income

Wage Growth Percentage

Contribution Percent

Investment Information

Pre-Retire Rate of Return

Post-Retire Rate of Return

Tax Rate Earning Years

Tax Rate Retirement Years

The calculator generates two Roth 401(k) plans for you to compare. Roth 1 uses the same contribution amount as the traditional 401(k) plan.Roth 1 adjusts the contribution amount to include taxes and your take home pay is the same as the traditional 401(k) plan. Roth 2 requires that you pay taxes on contributions which will reduce your annual take home pay by .

Contributions - Working

401(k)

Roth 1

Roth 2

Before Tax

Tax

Contribution

Net Income

Annual Income - Retirement

Balance

Income

Tax